How long does a claim usually take?

It varies by carrier and the complexity of the loss, but we stay engaged throughout and can tell you what to expect for your specific situation.

Will my premium go up after a claim?

It depends on the carrier and the nature of the loss. We'll walk you through what to expect once the claim is resolved.

In most cases, yes — and we can help you find one with real experience on your make and era.

Claims — after you file

You've made the call. Here's what to expect from here, so nothing about the process is a surprise.

Timeline

Right after you call
We confirm the details of the loss and open the claim with your carrier the same day in most cases.
While the claim is open
The carrier's adjuster reviews the loss. For a total loss, your agreed value applies directly — there's no separate valuation debate.
If repairs are needed
We can help point you toward shops experienced with the make and era, not just the nearest generic body shop.
At settlement
Payment follows the carrier's standard timeline once the claim is confirmed. We stay on the file if anything needs pushing.

Common questions

How long does a claim usually take?: It varies by carrier and the complexity of the loss, but we stay engaged throughout and can tell you what to expect for your specific situation.
Will my premium go up after a claim?: It depends on the carrier and the nature of the loss. We'll walk you through what to expect once the claim is resolved.
Can I choose my own repair shop?: In most cases, yes — and we can help you find one with real experience on your make and era.

Instruction to proceed

Call the desk directly — the people on your policy know the car.