What weput in the policy
Every coverage below gets its own explanation, not a paragraph buried in a longer document. Start with agreed value — it's the one that changes how a total loss is settled.
Agreed Value Coverage
The value of your car is settled before the policy is written, not guessed at after a loss. That figure sits on the declarations page, and it is the figure a total loss pays.
Roadside Assistance & Towing
Flatbed-only towing and roadside help built for a car that shouldn't be dragged, chained, or left waiting on a standard truck's schedule.
Spare Parts & Tools Coverage
The NOS parts stash, the correct-date-code components waiting for a restoration, and the tools you use on the car — covered on their own terms, not folded into a generic contents limit.
Additional & Optional Coverages
A few situations don't fit neatly into a standard policy — a spare vehicle while yours is in the shop, dedicated storage coverage, or transport to a show. These fill those gaps.
Not sure whichapplies to your car?
Tell us what you drive and how you keep it. We'll tell you which coverage fits before you commit to anything.