Custom & Modified Vehicles
Resto-mods and non-stock builds — a car built to a vision rather than a factory sheet. Underwriting here is about the build quality, not matching a stock spec.
A resto-mod or custom build doesn’t have a factory number to fall back on — the value is entirely in the work. Modern drivetrains dropped into vintage bodies, one-off bodywork, interiors built from scratch. Underwriting a car like this means underwriting the build.
That’s why documentation matters more here than almost anywhere else: receipts, a build sheet, photos of the process. The more we know about what went into the car, the more accurately the agreed value reflects it.
- How is a modified car valued if there's no factory spec to compare it to?
- On the build itself — parts, labor, and the quality of the work, usually supported by receipts, a build sheet, or an appraiser experienced with custom vehicles.
- Does a resto-mod need different coverage than a stock restoration?
- The coverage concept is the same — agreed value, settled up front — but the appraisal leans more heavily on documentation of the build since there's no stock baseline to compare against.
Muscle Cars & Hot Rods
Numbers-matching big blocks, restomods and street rods. Valued on the build and the receipts behind it, not just the year and trim on the title.
Ask aboutyour custom & modified vehicles.
Tell us the make, model, and how you keep it. We'll tell you what it takes to get an agreed value on the record.