Antique Vehicles
Pre-war and early postwar machinery, often club-toured, usually with original brightwork worth protecting. The oldest cars we insure need the most careful handling — on the road and on paper.
Antique vehicles carry a different kind of risk than a 1970s muscle car or a 1990s import. Parts are scarcer, original components are harder to source, and the cars themselves are often driven less often — club tours, a handful of shows a year, rarely more.
That combination means the agreed value conversation matters even more here. We work with appraisers who understand pre-war and early postwar vehicles specifically, so the figure on your declarations page reflects what the car would actually cost to replace or restore.
- What counts as "antique" versus "classic"?
- There's no single industry line, but antique generally means pre-war or very early postwar — roughly 45 years and older. If you're not sure which fits, tell us the year and we'll place it.
- Do antique cars need special appraisal handling?
- Often yes — original components on a car this old can be scarce, so an appraisal that accounts for that scarcity usually supports a stronger agreed value.
Muscle Cars & Hot Rods
Numbers-matching big blocks, restomods and street rods. Valued on the build and the receipts behind it, not just the year and trim on the title.
Ask aboutyour antique vehicles.
Tell us the make, model, and how you keep it. We'll tell you what it takes to get an agreed value on the record.