Additional & Optional Coverages
A few situations don't fit neatly into a standard policy — a spare vehicle while yours is in the shop, dedicated storage coverage, or transport to a show. These fill those gaps.
A base agreed value policy covers the core risk to the car, but a few situations come up often enough for collector car owners that it’s worth handling them explicitly rather than assuming they’re included. These add-ons are how we do that — added individually, based on how you actually use and store the vehicle.
Spare-vehicle use
A rental or loaner while your car is being repaired after a covered loss, so you're not without transportation during the wait.
Storage coverage
Protection for the car while it's in seasonal or long-term storage, including at a facility away from your home.
Transport coverage
Protection while the car is being hauled to a show, an auction, or a restoration shop — on a trailer or with a professional transporter.
- Do I need all of these, or can I pick and choose?
- Pick and choose. These are add-ons for a reason — most owners select what actually applies to how they use and store the car.
- Does storage coverage apply if I store the car somewhere other than my home?
- Often yes, including third-party storage facilities — tell us where the car is actually kept and we'll confirm what applies.
Get additional & optional coverageson the record.
Tell us about the car and we'll come back with a value worth agreeing to and a carrier worth placing it with.