Schedule I — Vehicle Class

Classic Motorcycles

Vintage and collector motorcycles kept for the ride, not the commute. A different frame, a different risk profile, and a policy that should reflect both.

EligibilityPleasure use, secure storage

A classic motorcycle carries real value for the same reasons a classic car does — originality, condition, and a history worth documenting — but the risk profile is its own. Exposure to weather, theft risk, and how the bike is stored all factor differently than they would for a car.

We place this class with carriers who underwrite motorcycles specifically, rather than treating a vintage bike like a generic powersports policy.

Questions on this class
Does a classic motorcycle need different storage than a car?
Secure, enclosed storage matters even more here — motorcycles are more exposed and more attractive targets for theft than a garaged car.
Are restored or modified motorcycles eligible?
Often, yes — tell us about the bike's history and any modifications, and we'll tell you how it's valued.
Other vehicle classes

Muscle Cars & Hot Rods

Numbers-matching big blocks, restomods and street rods. Valued on the build and the receipts behind it, not just the year and trim on the title.

Antique Vehicles

Pre-war and early postwar machinery, often club-toured, usually with original brightwork worth protecting. The oldest cars we insure need the most careful handling — on the road and on paper.

Vintage & Luxury Classics

Postwar European and American luxury — Continentals, Silver Clouds, long-deck coupes with formal rooflines. Cars built to be maintained, not just driven.

Instruction to proceed

Ask aboutyour classic motorcycles.

Tell us the make, model, and how you keep it. We'll tell you what it takes to get an agreed value on the record.